Sri Cauvery Jewellers

How your final price is built

A gold or silver piece's price is never just the metal. It's four components, computed transparently on every product page:

1. Metal value — today's per-gram rate × the piece's exact weight (we weigh on a BIS-calibrated scale).
2. Making charges — typically 8 – 20% of the metal value, depending on craft. Daily-wear pieces are lower; antique and intricate work is higher.
3. Stone value — if the piece contains certified diamonds, rubies, sapphires, etc., these are priced separately at certificate-graded value.
4. GST — 3% on the sum of the above, as mandated for gold and silver jewellery in India.

Every product page on this site computes this in real time against the rates above. Browse the collection to see prices that keep moving with the market; they lock the moment you complete payment.

Why 24K, 22K, 18K and 999 silver

Pure gold (24K, 99.9% pure) and pure silver (999) are too soft to hold a setting, so jewellery is usually alloyed with small percentages of harder metals.

• 24K (999) — investment-grade gold. Used for coins, biscuits, and pieces meant to retain melt value.
• 22K (916) — 91.6% gold. The standard for Indian jewellery: heavy bangles, mangalsutras, kasu malas. Strong enough for daily wear and traditional craftsmanship.
• 18K (750) — 75% gold. Stronger and lighter; ideal for diamond settings, solitaire rings, and contemporary pieces.
• 999 Silver — 99.9% pure silver. Investment grade, coins, and heavier articles. For everyday silver jewellery, 92.5 (sterling) is more common; those pieces are priced from this base rate with the alloy discount factored in on the product page.

Where these rates come from

We source the 24K (999) gold and 999 silver market rates from the regional bullion broadcast feed. 22K and 18K gold are derived using the standard purity ratios (× 0.916 and × 0.75 of 24K). Rates refresh through the trading day; the timestamp above shows when the current rate was captured.

As market practice in India, rates can move ₹50 – ₹500 per gram for gold in a normal day. For pieces above ₹1,00,000 we recommend speaking with us on WhatsApp before payment, so we can advise on the lock-in window.